Best Debit Card Online Casino Canada 2020 – Reviews & Tests from GamblingGuy

Any gamblers looking to register with an online sportsbook or casino for Online Gambling in Canada usually have a sizable range of payment methods to select from. So why choose to go with using a debit card? The simple answer is popularity.

If you want to use a debit card at an online casino in Canada, we’ve got all the information you need to know. From the pros and cons to typical deposit and withdrawal details, it’s all here in this article.

Making a Payment With Debit Card – Step by Step

If you want to sign up with a debit card at an online casino in Canada, the process is typically as straightforward as this:

1) Opening an account

All legitimate online casinos that accept debit cards in Canada won’t charge a registration fee. Joining is as easy as clicking the Join Now/Register button and entering your personal information. Remember to make sure the site you’re joining covers online gambling in Canada.

2) Verifying your identity

A standard procedure on online gambling sites is the Know Your Customer (KYC) process. Many websites request copies of several personal documents (e.g., passport, bank statement, utility bill) as ways to verify age as well as funds. This is true when using a debit card at an online casino in Canada.

3) Make a deposit or withdrawal from the online casino

When you’re looking to use debit card at an online casino in Canada, finding the best online casino payouts and processing times for deposits and withdrawals are significant. The best casinos will list these times on the same page as all other payment details.

Once you’ve selected the option to pay with a debit card at an online casino in Canada, you’ll input all the relevant card details. Once the issuer has verified this, you’ll be good to go.

Average Time of Debit Card for Deposits and Payouts

If you’re a gambler who prefers to use a debit card at an online casino in Canada, you should know that deposit and withdrawal times often change from website to website. Many Canadian online casinos do offer instant deposit times when using a debit card. This is because the money is being deposited directly from your bank account into your gambling account.

For the same reason, Canadian online casinos that offer debit cards as an option often have fast withdrawal times. Bear in mind though; it’s unusual to use a debit card at an online casino in Canada and receive instant withdrawals.

This is due to the casino, and occasionally the provider of a debit card, having to conduct security checks. Nevertheless, when you’re gambling using a debit card at an online casino in Canada, most payouts have a processing time between 1 – 3 days.

Debit Card Verification Requirements

Debit card providers have their own standard security practices, and although the name of the protocol may change from one issuer to the next, the principle remains the same.

In other words, don’t be shocked if, when using a debit card at an online casino in Canada, the site asks you to verify your identity (again). This is a standard practice among many gambling sites, but especially bookmakers and online casinos.

If you want to use a debit card at an online casino in Canada, you may be lucky enough to find one that uses Interac Online. This process is typical for many gambling websites and is an extra layer of verification and security.

Also, even though debit cards require less verification compared to a credit card, that doesn’t mean they’re any less secure, only more convenient.

The History of Debit Cards

If you want to use a debit card at an online casino in Canada these days, you won’t have trouble finding one. Although there are now many issuers of debit cards, back in 1978, the First National Bank of Seattle was the only one to issue them.

It’s believed the bank created them initially for business executives who held savings accounts with the bank. So, by targeting long-serving customers, the bank knew the risk involved would be practically non-existent.

What kind of risk could using Debit Cards at an online casino in Canada involve? When they started using them, The First National Bank’s debit cards were more like a guarantee card. In other words, when a customer paid for something with the debit card, the bank would promise there were enough funds to complete a transaction.

This then gave the customer peace of mind when using a debit card at an online casino in Canada, since they didn’t have to worry about checking their account. Also, as with checks, money wasn’t taken from an account straight away. This meant the bank put a lot of trust in their customers that they wouldn’t abuse the new debit card.

A company called Landmark then implemented the first debiting system in 1984. It was built on the existing nationwide ATM and credit card infrastructures already in use. Fast forward to 1998, and debit cards were now even more popular than checks, with their use even beginning to rival that of credit cards.

These days, whether you’re gambling using a debit card at an online casino in Canada or in a supermarket, debit cards are a convenient and secure way to handle your money.

Debit Cards Compared to Other Providers

Each payment method has its advantages and disadvantages, with debit cards being no exception. The biggest pro to using Debit Cards at an Online Casino in Canada as a payment option is definitely the ease of use. Deposits are faster than many other methods, and payouts are made directly into your bank account, so once you’ve got it, you’ve got it.

A disadvantage to debit cards, especially compared to many popular eWallet services, is the fees. However, these vary from provider to provider but are generally between 2.5 – 5%. We still recommend checking with your debit card issuer, just in case they’re different.

One thing that is often seen as another con is, in our opinion, the greatest strength of using a debit card. Unlike credit cards, which have a borrowing limit, a debit card only uses whatever balance is available in your account.

Therefore, if you want to use a debit card at an online casino in Canada, you’ll be better able to manage your funds and gamble more responsibly.

Most Popular Payment Methods

When you check our recommended list of online casinos that accept debit cards as a payment method, you’ll, of course, also notice that the best ones deal with plenty of other options.

Check our comparison guide and lists to find casinos that accept Entropay, as well as AMEX Online Casinos in Canada and those with PayPal.

Debit Card FAQ

If you’re considering using a debit card at an online casino in Canada, and you’ve read this far, then you may have a few more questions or concerns. Here are five of the most commonly asked debit card questions and answers.

How safe are debit cards to use for gambling?

Security online is of utmost importance, and while gambling with a debit card at an online casino in Canada doesn’t have the same amount of security as a credit card, they’re still a very safe payment option.

Many debit card issuers use PIN protection or are linked with Interac Online, and that’s the same when using a debit card at an online casino in Canada. Also, since debit cards can’t be used if the cash isn’t in an account to cover a transaction, they’re an effective way to gamble responsibly.

What can I do to help prevent debit card fraud?

No payment option is foolproof, so the best way to prevent fraudulent activity is to use common sense. Don’t share your PIN, and never give bank account information over the phone, live chat, or email, to an online casino. The same advice applies to using a Creditcard at an Online Casino in Canada.

Is it legal for an online casino to refuse to pay winnings to my debit card?

If the online casino claims there’s been fraudulent activity, they can refuse payment. However, it is then up to the website to prove this. We say ‘usually,’ because it depends on the licensing commission the site is governed by.

This is where we remind you to pay close attention to a site’s license, as there are a few out there that, while legal, don’t have as many stringent laws when it comes to gambling with a debit card at an online casino in Canada.

Is it possible to reverse withdrawal on a debit card?

Instant withdrawal at a casino in Canada is not possible online, so if a withdrawal or other type of payout is cancelled before completion, this is known as a ‘reverse withdrawal.’ It can happen due to suspected fraud, or even because you’ve decided to save on fees and wait for a larger payout. We only link to reputable online casinos, so it shouldn’t be an issue if you use our comparison list.

Are there many disadvantages to using a debit card?

We’ve listed a few in the previous section, but realistically, when you use a debit card at an online casino in Canada, it’s one of the better protected and more reliable payment options available.

Debit Card Types

We talked about the origin of the debit card above and how they first saw use as an alternative to checks a long time before you could use a debit card at an online casino in Canada. Debit cards have always been a suitable alternate payment method for services and goods, but these days their use has grown to include different types of debit cards.

For example, the primary type of debit card is still the one that operates similarly to credit cards. This is issued by banks and is usually linked with a current or savings account. Credit unions also provide debit cards, and you may even have one of these in your wallet right now.

There is, however, a more contemporary style of debit card that is fast becoming more popular – especially if you’re looking for an online casino that accepts debit cards from Canada. We are, of course, talking about prepaid debit cards.

Visa and Mastercard casino payments in Canada have been made easier recently, each with different terms and conditions. As an example, Canada Post stock Prepaid Reloadable Visa Cards, don’t require a credit check or bank account.

Prepaid cards operate in the same way as normal credit cards in that you can only spend the money associated with that card. It’s pretty much the same as using a debit card at an online casino in Canada. Due to their ease of use, they’re fast becoming a popular way to load online gambling accounts, without the worry of transaction fees or long processing times. The Paysafecard at Online Casinos in Canada is a popular example.

With regards to where you can use prepaid, or normal, debit cards, our comparison list offers many viable choices. Betway is one of the more renowned online casinos, although many other online casinos accept prepaid debit cards from Canada.

What is Interac?

If you’re planning to use online casinos with a debit card in Canada, you’ll almost certainly come across the yellow and black logo of Interac, somewhere on the casino website. Most countries have some kind of infrastructure in place for credit and debit card payments and transactions, and Interac is the leading financial service brand in Canada.

What does it actually do when paying with a debit card at an online casino in Canada, though? Interac, as it exists today, started life as two separate, but related companies. The Interac Association was formed in 1984 as a cooperative effort between Canada’s major financial institutions. The idea was to create a single shared network that allowed Canadians easier access to their money.

Next, the clumsily-named Acxsys Corporation was formed in 1996 by eight of Canada’s most prominent financial institutions to develop and improve upon the existing Interac system. This included introducing business services and partnerships, as well as online and mobile payment options.

Interac now is a conglomeration of these former market-leading companies, but with the same shared ethos of making money management easier and more accessible for Canadians.

What this means for anyone using a debit card at an online casino in Canada, is that you have the security of a considerable payment service behind your transactions. Interac also provides its own debit cards, which are chip-enabled and covered by real-time security protocols.

Security Protocols at Online Casinos

Now we’ve talked about debit card security, let’s look at what online casinos do themselves to help protect you. At the most basic level, you should expect an online casino to implement SSL (Secure Socket Layers) technology. This is a method of 128 or 256-bit encryption that is an industry-standard way to protect data.

How does SSL protect you as a gambler? When you use any website that collects data in any form, whether it’s payment details or personal information, there’s a link established between a web server and a browser. SSL effectively scrambles this link so that the transferred information is hidden from potential hackers, who might otherwise steal the information.

You can also look for mention of online security companies in an online casino’s privacy policy, such as Norton or Verisign. These companies have stringent security certification protocols of their own, and act as an extra layer of trust.

Finally, with regards to the actual slots and games at an online casino, there’s the RNG (Random Number Generator). What this does is generate random results for each game, so that no two games or slots play in precisely the same way twice.

This unpredictability protects the site (and you, as the user) from hackers as they are unable to successfully crack the RNG algorithm, which in turn means games can’t be fixed by cheats trying to steal your money.

Mobile Casinos

Finally, if you want to use a debit card at an online casino in Canada, you probably also want to know if that website supports mobile gaming. Mobile apps are now so prevalent it can be considered a mark against an online casino if they don’t provide a link to download their casino software in Canada.

Plus, for any gamblers looking to use an online casino with a debit card in Canada on the move, there are no disadvantages to using most deposit and withdrawal methods through a mobile device. Every option for debit cards that exists on the parent online casino site also exists on the mobile app, which all adds up to even greater convenience for you as a gambler.

Conclusion

Our extensive list and comparison guides will help you make the most of using a debit card at an online casino in Canada, or if you’re searching for a VIP online casino in Canada, high roller casino, or online casinos with progressive jackpots in Canada

Our guides will also help you find instant play online casinos in Canada, as well as ecogra approved casinos in Canada, and online casino table games in Canada or just an online casino guide to Canada.

Every online casino in Canada is legal that we link to, and they all accept debit cards. Plus, not only is a debit card one of the most common payment options, but it’s also one of the most secure.

If you’re considering gambling with a debit card, there are three important points to remember. First, deposits are almost always instantaneous. Second, the fees are typically lower than other payment methods. Finally, it’s impossible to overspend with a debit card since you can only access the money available.

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