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What is an Accumulator Bet and How do They Work in 2024?

Publish Date: 10/03/2020
Fact checked by: Myra Chopra

Accumulator betting has emerged as one of the most popular forms of betting available today. In today’s ever-changing world of online sports betting, this popular bet holds the unique potential of being a complete life-changing. The accumulated winnings are usually huge but so are the chances of failing. There, however, exists a lot of confusion regarding what is an accumulator bet or how does accumulator betting work. Gambling Guy helps you understand the concepts and processes involved in accumulator betting so that you can engage in informed and controlled online betting with greater chances of success

What You’ll Learn in This Guide 

  • Explanation of accumulator bets and types of accumulator bets involved
  • Steps on how accumulator bets function
  • Functions of each way accumulator
  • How accumulator bets can be transformed into high return bets

How Does Accumulator Betting Work? Your Explanatory Guide

What Is An Accumulator Bet? The Basics

Engaging in online betting is a research-intensive process and not subject to mere luck or intuition. A well-defined strategy, along with a concise idea of ‘how does accumulator betting work’ will allow you to make informed decisions while placing a wager. Before you get all caught up in the intricacies of online betting strategies, it is important to clear up the basics. A question frequently asked but rarely completely understood is – What is an accumulator bet?

Accumulator bets are also called ‘multiples’ or ‘accas’ and usually consists of several single bets combined into a wager. Typically, an accumulator bet is considered as a bet which consists of at least four selections. There, however, is no upper limit to the number of bets that can be clubbed together; with the result that you can bet on 30 or even 60 selections at a go.

Understanding the Terminology of Accumulators

When you familiarize yourself with how accumulator betting works, keep in mind that there is no limit to the number of selections that accumulators can hold. It can be subject to more than 4 selections. You can place fewer than 4 selections in the accumulator, but they usually consist of different names, as is evident from the list below:

  • Number of Selections – Bet name
    • 2 – Double
    • 3 – Treble
    • 4 – Four-Fold Accumulator
    • 5 – Five-Fold Accumulator
    • 6 – Six-Fold Accumulator
    • 7 – Seven-Fold Accumulator
    • 8 – Eight-Fold Accumulator

The doubles and trebles, though included in the table, are not offered by all bookmakers. Technically bets like these though sound to the ways an accumulator bet functions defeats the overall purpose of the bet. The idea behind employing an accumulator bet is cumulatively stacking up the odds resulting in potentially massive returns. Doubles and trebles by virtue of the very ambition they operate under are subject to make two or three selections respectively hence defeating the purpose of the bet.

How Do Accumulator Bets Work? Let’s Look at the Basics

After having gained a concise idea of ‘what is an accumulator bet?’, it is important to consider the more critical function of how accumulator betting works. An accumulator bet works on the fundamental idea of stacking cumulative odds.

Let’s explore how does accumulator betting work using an example:

Consider you have placed a five-fold accumulator bet with variable odds. The odds offered on all the five selections are as follows: 7/13 (0.53), 12/10 (1.2), 8/4 (2), 2/1 (2), 10/4 (2.5).

Each bet made on these odds cost an approximate $10, therefore for five bets made at different odds your investment initially would be $50. In the event of a win on all the selections made, the winning amount would be:

Total returns = $10 * 0.53 * 1.2 * 2 * 2 * 2.5 = $63.6

Total profit = Total returns – Initial stake = $63.6 – $50 = $13.6

If calculated on the basis of fractional odds, the formula would look like,

Total returns made to the bettor = $10 * (7/12 + 1)* (12/10 + 1)* (8/4 +1)* (2/1 + 1)* (10/4 + 1) = $63.6

It is vital to observe in this regard that the winning amounts are only calculated when the bettor wins all the selections that the wage consists of. If any of the selections fail to win, the accumulator bet is lost and would result in an overall loss for the bettor. Accumulator bets while not inherently high stake bets are incredibly volatile and high risk since you would, in order to claim winnings have to win each and every single bet that you make under the accumulator.

Each Way Accumulators – Calculation Tools

An integral part of understanding ‘how does accumulator betting work’ also consists of having an idea of the different types of accumulators offered by the bookmakers. An each-way accumulator bet consists of two parts. Firstly, it has a similar standard of how an accumulator functions. Secondly, an accumulator bet on every single selection you have made to-place, subject to the latest updated figures of selections and odds placed in accordance. It is to be noted that the ‘to-place’ option might not be offered by all bookmakers and consequently also not be available for all sports or tournaments.

In an each-way accumulator, unit stakes are placed on each of these two parts, and the returns to the player in the event of a win are calculated on these two parts. Each way accumulators can have messy calculations. For this, you can use an accumulator returns calculator. A lot of the online betting providers offer this tool. The calculator is one of the most dependable tools you can use.

Each Way Accumulators – Let’s See Some Examples

Consider an accumulator where the odds and selections are placed as follows:

Selection – Odds (Fractions) – To place – Bet status

1 – 3/1 – 1/10 – Won

2 – 8/1 – 1/10 – Won

3 – 2/1 – 1/10 – Placed (came 2nd)

4 – 9/1 – 1/10 – Won

Suppose the bettor makes a unit bet of $10, then the calculation is broken down as follows:

The first part of the conventional accumulator bet would not return any winnings since the bettor has lost the third bet. Thus the bettor would lose the amount placed as the stake, not get any winnings as a return and instead incur a loss.

The to-place aspect of the bet would be calculated as follows:

Returns = $10* ((3* 1/10)+1)* ((8* 1/10)+1)* ((2* 1/10)+1)* ((9* 1/10)+1) = $53.35

Profits = Total returns – unit stake = $48.35

The total profit of making such a bet is, Total profit = Total returns – total investment = $53.35 – $20 = $33.35

If the formulas seem a bit complex, you can also use an accumulator returns calculator.

Accumulators & ‘Draw No Bet’ – Need to Know

This is mainly for betting on games like football which have results like a draw as a common occurrence. The ‘draw no bet’ bet has steadily been growing in popularity over the past few years. What the bet essentially means is that the selection is deemed void if the match ends in a draw. So suppose you have a four-fold accumulator on your hands and three of the teams win and the fourth results a draw; in such a case the bet would become a three-fold accumulator, and the bet would be calculated on as such. Even if two of the teams drew and the other two won, the bet would become a double, and the winnings would be calculated in accordance. However, if any of the four teams were to lose, then in a fashion typical of accumulator betting, the entire bet would be lost.

Making Your Accumulator Bet – What to Consider

As you may understand by now, accumulator bets are essentially high stake wagers. It is crucial therefore that you exercise extreme caution while placing the bets. Here are a few aspects to consider while making bets:

  • Check and double-check the individual odds being offered, as its very common to mix up odds of individual bets among the many being placed under an accumulator
  • Cross-check your betting slip after it’s generated. The odds keep changing over time and could possibly change drastically between the time the bet was placed and the slip was generated.
  • Stakes placed should be calculated based on the odds being offered at the present moment, before being placed
  • Calculate the accumulator winnings before you place your bets, preferably by using an online calculator

Bookmark These GamblingGuy Favorite Strategy Guides

Even when you understand how does accumulator betting work, accumulator betting does not come without its fair share of betting risks. Given the fact that you need to win all selections to claim your winnings, the implied probability is bound to be discouraging at times. You could, in that case, check out a variety of other strategies like Best Football Betting Strategy India, Best Golf Betting Strategy, how to do sure bets, how to find arbitrage bets, Matched Betting Strategy India, Horse racing betting strategy.

How Accumulator Betting Works – Concluding Thoughts

Now that you are aware of What is an Accumulator Bet and how does accumulator betting work, you know that the quintessential advantage of accumulator betting is the variety the bet offers to the bettor. You can fix up various selections, indulge in a variety of parameters and increase your chances of winning. Though conventionally used for football betting, accumulator betting can also be employed across a range of sports like tennis, cricket and horse racing. You could, therefore, bet on any one of the sports or even on all of them at once. This variety that accumulator betting offers makes it a hot favourite among bettors all across the world.

There are many other strategy guides that you might take help of. You can learn about how accumulator betting works, how bookmakers make money, what is 1×2 betting, can you make money on betting, how does cash out betting work.

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