Best Online Gambling Payment Methods in USA 2022 for Deposits and Withdrawals

How to make Deposits and Withdrawals on Gambling Sites?

With so many online casinos and bookmakers around, choosing where to make your gambling deposits and gambling withdrawals can be tough. But we’ll show you the best payment methods for online gambling in the US.

There are a lot of factors to consider when choosing the best gambling deposits and gambling withdrawals. From placing a bet with an Apple Pay Casino, to using prepaid cards, we’ll take a look at a variety of bookies and check what payment options they provide, to save you the time and effort.

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GamblingGuy Users Favorite Payment Methods

It’s common for many users, whether they’re veteran gamblers or novices, to wonder: which payment method should I use? And: Are all the payment methods shown really secure and authenticated? The good news is, we’ve taken a look at different sites’ gambling deposits and gambling withdrawals options to give you an informed opinion.

We run all bookies and their payment options through a series of operator and account tests that take into consideration a wide variety of criteria. These include security & licensing, a variety of payment options, deposit and withdrawal limits, and any hidden fees.

We wouldn’t recommend any payment option unless we considered it to be trustworthy and reliable. Our independent experts are rigorous in their tests and only rate gambling deposits and gambling withdrawals options if they’re worth your time. That’s why we can guarantee that the payment options mentioned below are secure and legitimate.

Some of the more traditional ways of making gambling deposits are to bet with debit cards and many people still prefer to bet with Mastercard, bet with Visa, or bet with American Express.

But, with so many new deposit methods available for making betting deposits, there’s something for everyone.

Devout Apple users often prefer to bet with Apple Pay. While other people who live on their phones might prefer to bet with pay by mobile, bet with PayPal, or bet with Venmo.

Others still are safety junkies and will prefer to bet with prepaid cards or bet with a paysafe card.

Most casinos recognize this difference in personalities, though most encourage a specific payment method. Some might become known, for example, as being online casinos that use Visa or online casinos that use Mastercard.
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Deposits and Payouts – Average Waiting Times

Unfortunately, every payment provider and online gambling site have different payment times, so looking at every single one would be an impractical task. Luckily, there are a few gambling deposits and gambling withdrawals options that appear to be standardized, which is what we’ll now look at.

Many online gambling sites offer instantaneous gambling deposits (as they should), especially if you’ve set up a payment option that’s directly linked to your gambling account. Some gambling deposits can take anywhere from one hour to a few days to process, although these are usually wire transfers or third party companies (such as Green Dot).

With gambling withdrawals, the processing time is at least 24 hours, although it can, again, be up to 5 days. The reason this can take so long often involves additional security protocols and account verification, which we’ll look at a little later on.

Something that you need to bear in mind is that the deposit method itself may be nearly instant. However, if the operator subjects all their transactions to a plethora of security protocols, it may take considerably longer for your payments to clear.

Various Payment Methods Verification Requirements

Since payment companies deal directly with your money, of course, they need to ensure your details and information are not only protected but verified. What if someone hacked into your gambling account? Luckily, all the primary payment and casino deposit methods utilize cutting edge verification techniques.

Let’s look first at Visa and Mastercard, two of the top credit card payment methods around. Visa Secure and Mastercard Securecode both make sure that the valid owner makes gambling deposits and gambling withdrawals with the card account. Their verification method works like this:

  • Often when making a payment or transferring money, you’ll receive a security code on your phone that you’ll need to input before continuing.
  • Alternatively, you may not get prompted for a unique code. All this means is that a security check is happening in the background, to ensure the payment is verified.

PayPal and other online payment companies transfer small amounts of money to a linked bank account. Once you’ve verified how much these are, your account is considered secure. Skrill has a similar method, but recently implemented a new way to verify an account via uploading a scan of a personal document. This is also common with bookies themselves as it adds an extra layer of verification.

Operator With the Fastest Payment Handling

We checked a wide variety of sites and took a good long look at their payment options to decide who our editor should recommend. We did find that 888 has the fastest payment handling: 12 hours if using Neteller. Many other bookies also allow punters to use Neteller, but it’s always worth checking if they also charge fees to do so.

You’ll find it worth your while to bear in mind that any particular operator functions differently to every other operator. A process that takes two minutes at one operator, may take two days at another. Always read the operator terms of use to be sure about how processes work at the operator that you’re using.

Payment Method FAQ’s

Below are five of the most common questions punters ask when making gambling deposits and gambling withdrawals.

💰 Do I need to use the same deposit and withdrawal method?
All reputable bookies have multiple security measures in place to keep punters’ money safe. Generally speaking, gambling deposits and gambling withdrawals have to be made using the same payment method, and in a proportional manner. For example, if you deposit a $50 bet with debit cards, then $100 using a credit card, and win $150, then you would have to withdraw $50 to your debit card and $100 back to the credit card.

⛔ Why Would an Operator Block My Account?
There are usually three reasons this happens:

  1. The account may have been disabled for security reasons (e.g., suspected fraudulent activity). In which case, the relevant customer service department would need to be contacted.
  2. Your account may still be in a self-exclusion period (so you just have to wait it out).
  3. You requested the account to be closed (and either forgot or changed your mind).

🤑 What Payment Method Will Get Me the Best Bonus?
It’s very unusual for a bookie to enforce a specific payment method, so it’s doubtful that one has to be used to access a particular bonus offer. Online bookmakers and casinos may recommend a payment method. However, if they’re limiting a promotion to a particular method, it might not be worth using them.

💳 Does My Bank Charge a Fee for a Credit Card Deposit?
Looking bet with Mastercard? Since bookies convert credit card transactions to cash deposits, it’s not uncommon for banks to consider this a cash advance and thereby charge a relevant fee. The bookmaker or casino shouldn’t charge you, and we recommend paying very careful attention to a site’s terms to make sure you don’t get hit with gambling deposits or gambling withdrawal fees.

❓ How long will it take to receive my digital payout?
As previously noted, different sites have different payment times, but as a rule of thumb, a withdrawal request should be processed within three days, if not much quicker.

When choosing which sites are best for gambling deposits and gambling withdrawals, several things would influence our choice. In this section, we’ll take a look at significant points that apply to online gambling sites in general. Pay attention to these, and you’re already on your way to finding the best site for your needs.

Deposit and Withdrawals – Here’s What To Expect 

If you’re looking to find the best gambling deposits and gambling withdrawals around, many sites offer either multiple payment options or limited but reputable choices.

All sites have deposit and withdrawal limits; it’s just a case of being aware of what they are. For example, sometimes a deposit limit is set by both the operator and the payment company (especially if it’s a company closely linked with the bookie). Usually, though, the gambling deposits and gambling withdrawals limits are what the bookmaker or casino decides. A minimum gambling deposit amount could be as low as $10 in some cases.

Gambling withdrawal limits work similarly, although they vary vastly between sites. The key is to look for how the limit is applied. For example, there may be a generous withdrawal limit of $10,000, but for each month. So if you’re a veteran gambler who always wins big, you’ll have to wait to get your hands on all your winnings.

Lastly, the most reputable sites (like our editor’s recommendation, 888) always make it clear in their respective help center which payment options have what gambling deposits and gambling withdrawals limits, so keep an eye out for these.

Also, don’t mistake quantity for quality. There are plenty of sites that offer a staggering array of gambling deposits and gambling withdrawals options. Don’t let the choice blind you to any weird payment method quirks. For example, some sites (such as Sportingbet) use Apple Pay as a payment option. Although plenty of us now own Apple products and they’re excellent quality, their payment method isn’t the best: Apple Pay accounts don’t handle gambling withdrawals!

Another point in this category is to be mindful of fees and processing times for betting deposits. Not just with the gambling site, but the payment method itself. Many of the top payment options allow deposits from a bank account for free, but then charge to transfer money between accounts (e.g., PayPal to PayPal). Or even charge to make a withdrawal (Skrill are especially guilty of this, as every withdrawal option comes with a cost).

Finally, when looking at payment methods and gambling deposits and gambling withdrawals options, remember that different countries have different financial laws. Sometimes all this affects is the registration process (you may be required to provide specific identification). Other times, it might mean there’s a payment option only available to certain people (such as PayNearMe in most parts of the US).

How to Test a Sites Legitimacy

We would argue that this is an essential factor when looking at a bookie/online casino. If you can’t trust a website, you shouldn’t use it, especially if that website is going to be handling your gambling deposits and gambling withdrawals. When you’re choosing who to wager with, look for a website that clearly mentions who regulates it (usually in the page footer).

Sometimes online casinos and sportsbooks are linked with other companies. Or, overseen by more than one gambling commission. Don’t think twice about Googling a bookie if you’re not sure how legitimate they are. Although if they’re associated with a leading name, they are probably wholly above board. In any case, it’s not information that should be hidden or hard to find. Making a bet with PayPal may help to keep you safer.

Account Security – Safe and Secure Gambling 

Even if an online gambling site provides clear information on who their license is with, players should still pay attention to the site’s security protocols.

The best online gambling sites use Secure Socket Layer technology (SSL). This is the industry-standard security protocol for any reputable website that handles gambling deposits and gambling withdrawals. SSL certificates use 128 or 256-bit encryption to hide information from hackers. Typically, SSL is linked with Verisign as they certify the technology. The most reputable and trustworthy online gambling providers always use SSL and Verisign. Look for these names on the site (usually in the Privacy Policy).

Never be Afraid to Use the Site’s Customer Service

It’s likely you’ll have questions such as “Can I bet with prepaid cards?” and “Can I bet with a Paysafe card?”. It’s a common saying in business that a company is only as good as it’s customer service. That’s especially true when their firm regularly handles other people’s money. If you’re interested in comparing gambling deposits and gambling withdrawals options, or you have any queries or need help using the site, a support function is of the utmost importance.

The best bookies have contact options prominently placed on their webpages. Sometimes it’s in the footer, but usually, it’s available as a link at the top of each page. Sometimes betting sites implement help as categories, with common questions or problems sorted by type (e.g., payment options) or as a selectable list. Neither option is better nor worse than the other; what’s crucial is how easy it is to find what you need.

If you’re having trouble with gambling deposits, for example, you don’t want to spend five minutes trying to resolve this issue and therefore lose the available odds before you can get money into your account. Or, if you want to speak with a representative of the site, there should be an easy way to access live chat, along with the hours of operation.

Finally, if you do chat with a real human, you need to know that they’ll be as helpful as possible and not either leave you on hold forever or be ignorant. The best betting sites put their customers first.


Whether you like to gamble at an online casino with PayPal, use reliable options like Visa and Mastercard or even bet with pay by mobile, there are payment methods to suit all wallets. However, it’s always worth keeping a few of our valuable tips in mind before you go transferring money into gambling deposits or taking gambling withdrawals out. First, make sure the payment method is available in your country (as popular as PayPal is, it can’t be linked to bank accounts in many countries). If you bet with American Express, make sure to check your credit limits.

Secondly, check the payment method doesn’t incur unnecessary fees (Skrill impose an “inactive account” fee). Lastly, don’t be afraid to shop around and find a gambling site that favors your preferred payment method (e.g., offers instant/super fast gambling deposits/gambling withdrawals).

Remember that not every payment method will be preferred by every gambler. If you prefer a payment method that isn’t widely accepted you may struggle to find an operator that uses it. Occasionally, to use the best operator overall, you may have to compromise and use a different payment method. Always use a safe and secure payment method that meets your needs, though. For more info, take a look at our online casinos that use Visa guide.

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