Best Online Betting Sites With ACH Payments 2022

Online Betting Sites That Accept ACH Deposit

Using betting site ACH payments and withdrawals used to be commonplace, but in recent years has been replaced by other methods of funding online sportsbook accounts. As a result, ACH transactions are now usually considered to be a bit ‘old school’.

This is a shame, as you’ll have very little trouble finding a betting site that accepts ACH, and even though it might have gone out of fashion, it is still regarded as one of the most convenient and secure ways to make a deposit. After all, you probably already use ACH regularly in many other areas of your life.

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ACH betting sites in 2022

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Making a payment with ACH – Funding your account at an ACH sportsbook

As you are probably aware, ACH stands for Automatic Clearing House and is a method of simply transferring money from your bank account to the bookmakers that accept ACH payments, which like bank transfer betting sites, is nearly all of them.

While this process, in theory, sounds very straightforward (and it is) to use it you’ll need to get it set up – and before that you’ll need to get registered with your ACH sports betting operator, and have your account verified using a process that is common to all online sportsbook and casinos, and is covered in more detail a bit later on.

Setting up your ACH Payments and making a deposit

This process is pretty straightforward, and you’ll probably have done it before when you paid some other sort of utility bill or your rent. This will vary very slightly from operator to operator, but in general you’ll simply need to go into your account and enter your bank account number and routing code, or in some cases you’ll need to enter these each time.

After that, it should just be a case of going to your sportsbook account details, selecting the cashier and then payment/deposit. From the options select ACH, and then enter your details if required and the amount you wish to deposit. Your deposit will then be available to use after a short delay, which we’ll discuss in a bit more detail next.

Withdrawal and deposits with betting site ACH transactions: average time scales – How quickly can I use my deposit at ACH bookies?

After funding your account at a betting site with ACH deposit facilities, timescales before you see any change in your account balance can vary – because there are a number of factors involved. These will include the sportsbook in question and your own bank’s processing times. However, the timescale involved can usually be somewhere between instant and about 10 minutes, which means you might have to go and grab a coffee or something from the fridge while you’re waiting for it to come through.

While this might be slightly slower than some methods, the difference is not huge, and the convenience and security aspects (which we’ll look at in a moment) seem to more than make up for it.

Making withdrawals

When it comes to withdrawals, the process is, as you would expect, slightly longer. Getting it started is as simple as making a deposit (once you’ve got everything set-up as described above) in that you select the option from your account and enter the amount you wish to withdraw.

At this point your betting site that accepts ACH will tell you how long the delay will be, which should be almost identical to other methods like Visa and Mastercard; but not as quick as some betting sites that accept Paynearme which recently started the ball rolling for withdrawals from ATMs.

You should expect a wait of around 2-4 working days after the 2 day waiting period, and if it takes any longer than this you can contact customer support to see if there is a problem – although in the majority of cases you would expect your sportsbook to keep you informed of the progress of your withdrawal at every stage without you having to ask.

Betting site ACH verification requirements – what you need at a betting site that accepts ACH

As we mentioned earlier, there is no real verification process for ACH as that was done by your bank, although you will have to check that yours and the bookmakers bank are set up to accept ACH payments from each other. This does, however, also give you the opportunity to ensure that you are fully verified with your ACH bookies of choice.

The good news is that if you have opened an account at any of the best online gambling sites before, you’ll probably know what’s involved, but for any first-timers out there, here’s a quick rundown of what you’ll need to do.

To verify that you are old enough to be betting in your state, and that you are actually who you say you are, you’ll need your social security number as well as some photo ID. The most common of these will be your driving license and passport, although some other types of Govt. issued ID will also do the job. As a backup, you should also have a recent utility bill to hand with your current address on, or your last tax statement if that was issued recently too.

Once you’ve uploaded these and received confirmation that you are verified, you can now go about setting up your ACH payments and placing wagers at a betting site with ACH deposit.

The best providers supporting ACH

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The history of betting site ACH payments – How long have ACH bookmakers been around

When you look at the various payment methods and you’re searching for, for instance, a VIP Preferred betting site, it can sometimes take a while to find one. On the other hand, if you are looking for a betting site that accepts ACH it won’t take long at all because back at the start of online sportsbooks, betting site ACH payments were pretty much all there was.

Of course, credit and debit cards existed, but they were rarely used to fund betting accounts, and PayPal and Skrill betting sites were a long way in the future. Long story short, if you wanted to fund your online sportsbook account, you had to do it the same way you paid a lot of your household bills.

ACH transfers originated in the 1970s as an electronic solution to the tidal wave of checks that banks were having to process for both personal and business accounts. This was easily adopted by online sportsbook operators which means, in reality, that betting site ACH payments are the ‘OG’ of online sportsbook deposits.

Incidentally, we should mention at this point that we test all payment methods when we put together our operator reviews, and you can read more about that element in the ‘security and licensing’ section of anything put online by our expert team of reviewers.

As you’ll see shortly, the security of this payment and withdrawal method is as good as it gets, and that along with the long history of it being used before pretty much any other method, means that there is no doubt that this is a perfectly legitimate payment method, despite being judged as ‘old school’ by many new customers.

Betting site ACH payments compared to other providers – How does it match up?

Although you should be able to find a betting site with ACH, USA wide, for some reason, the payment method seems to be considerably less popular than it once was (in fact, as you’ve just read, it was once pretty much the only payment method). Many people might find this odd, as betting site ACH payments have a great number of advantages that would seem to fit the sportsbook bettors profile exactly. So with that in mind – how does it work head to head with some of the other choices?

ACH transfers for betting vs Discover card

You’ll often see Discover listed on many lists of sportsbook payment methods which means they are widely supported, and never seem to be excluded from bonus eligibility or other promotions. Where ACH transfers have the edge, would be that as ACH uses your bank account, you don’t have the hassle of opening another payment account and getting verified, as that’s already been done.

ACH transfers for betting vs Skrill

Skrill was introduced in 2001 and on paper would look to tick every box for anyone looking to fund an online betting account. Along with PayPal, Skrill is one of the more easily recognized e-wallet accounts, but despite being quite popular, it is nowhere near as widely accepted as ACH transfers and can often be seen on the ‘naughty’ list of payment methods that are excluded from welcome bonuses and other offers.

ACH transfers vs Cash at Cage

If ACH transfers are the original online payment method for gamblers, then cash is the original method for any type of gambling activity. Cash does not leave you open to identity theft, and there is no record of your betting activity on any of your financial records at all. Where ACH transfers score higher, though, is that cash at cage is only available at a very small number locations across the country with the right affiliation to an online sportsbook.

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Three essential facts about using Betting site ACH payments – what you need to know

Taking all of that into account, there are three key takeaways from using a betting site that accepts ACH, that are likely to help you decide whether or not to opt for this payment method.

You probably already use ACH payments every month

Depending on how you pay your utility bills or even your rent or mortgage, there could be a very good chance that you use ACH payments already, or at least have done so extensively in the past. The simple process of entering your bank account and routing number should be familiar to most people making it very easy to use. While some might have issues with perceived security issues, others could argue that if it’s secure enough to pay for your electricity or your house payments, it should be fine for this too.

It’s available at most online sportsbooks

If you look at the payment methods for nearly every sportsbook, you’re likely to see ACH there, usually right after Paypal, Visa and Mastercard, and while not everybody will have a credit or debit card, almost everyone is likely to have a bank account. This makes it one of the most accessible methods to fund your sportsbook account, and you are not tied to only using operators who support some of the more obscure payment methods. This freedom can allow you to enjoy all the benefits of a wider range of sportsbook operators, as you’ll see below.

The chances of you being denied a bonus because you are using ACH are practically zero

The main reason you joined your current sportsbook operator, or at least the one you are thinking of joining, is likely to be because of the bonus involved. These can be very generous to new customers and not something you would want to miss out on over some silly detail.

When you read the welcome offer terms and conditions, however, you will often see that some payment methods are excluded from being eligible for the bonus. There is very little or no chance of this happening with ACH, for many reasons, all of which we’ve listed already.

Conclusion – Online betting ACH payments is the ‘OG’ way of funding your account and should not be overlooked

Having read all of the details about this payment method, it might be confusing for some people as to why they would want to use anything else. It was used for many years before other payment methods were more widely accepted, has tight security and as you’ve seen, almost universal availability. However, due to the minor issue of transactions showing up on your bank account, you can understand why some would choose to use a method where sportsbook payments weren’t quite so visible to others.

Overall, it is a shame that such a versatile payment method appears to have fallen slightly out of favor, and that a closer examination by some users who would usually opt for a card payment (or weren’t quite sure what ACH meant) would mean that more people would use it and start seeing the clear benefits for the majority of sports bettors.

You can see which operators accept ACH transfers, and how to find the best one (and a generous bonus too) by checking out the reviews on the rest of this site.

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Betting site ACH payments FAQ

🙋 Are betting site ACH payments legit?

When it comes to funding your online sportsbook account, you are usually faced with a lot of options, some of which you might never have heard of, so it’s easy to think some might be a bit suspect. However, by reading our free Betting site ACH payments guide, you find out everything you need to know about this payment method including how secure it is, where you are able to use it, and all of the other relevant information.

🤔 Where can I find a betting site with ACH deposit options?

Across the country, gambling legislation means that there are typically more online sportsbooks than online casinos. However, which payment methods are supported by each of those sportsbooks will vary from operator to operator so it can become quite confusing. By checking out our online guide for this payment method, it will give you all of the information you need to find a betting site with ACH USA wide.

❔ Can I withdraw from a betting site that accepts ACH transactions?

While sportsbook operators are keen to let customers pay using as many methods as possible, not all of those methods also allow for withdrawals. For that reason, you need to think carefully about how you fund your account. You’ll find everything you need to know about using ACH transactions, including whether or not you can use it for making a withdrawal, by reading our free online guide.

💡 Is using ACH better than Bank Transfer?

Each payment method that you can use at an online sportsbook will obviously have its pros and cons. But where money is involved, no one will blame you for not wanting to find out using trial and error. For this reason, we have put together a guide to everything you need to know about betting site ACH payments and withdrawals so you will have all of the facts you need to make an informed choice as to which is the best one for you. 

❓ Do I need a bank account to make betting site ACH payments?

While you have almost certainly seen ACH payments listed with the other deposit methods on your sportsbook operators website or app, you might not know exactly what is involved with funding your account this way. By reading our online guide to using ACH at your online sportsbook, you’ll know exactly what is required and whether or not you’ll need a bank account to make it happen.

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