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Online Gambling USA / Best US Sportsbook that Accepts Debit Cards Online

Best US Sportsbooks that Accept Debit Cards Online 2022

Ben Cain
Author:
Ben Cain
Last Updated:
06/12/2022
Experiences:
Used to be a croupier on various cruise ships

When you set off to gamble online, one thing is a must: convenience. After all, if you didn’t mind the hassle, you’d take a road trip to the closest casino sportsbook, right?

The best way to ensure the convenience you are looking for is to use betting sites that accept debit cards. Debit cards are the nation’s most popular type of payment, after cash, and they’re the number one form of online payment. In this guide, we’ll go over almost every best US sportsbook that accepts debit cards.

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Top Sportsbooks Using Debit Cards

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SI Sportsbook
1.
97/100
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Play+
Discover
+2
BET $20 GET $200 IN FREE BETS
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First deposit only | 21+ & located in VA | Promo code as seen| A qualifying bet is $20 or more | Min odds of +120 or more | Free Bet Tokens credited after bet is settled and expire after 7 days | Free Bet stakes not included in winnings | Please Gamble Responsibly – Gambling Problem? VA: CALL 1-888-532-3500 | Full T&C apply
BetRivers.com
2.
95/100
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Additional BetRivers.com Payment Methods
PayNearMe
Bank Transfer
VIP Preferred
PayPal
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$500
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BetMGM
3.
94/100
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Additional BetMGM Payment Methods
PayNearMe
Skrill
PayPal
Bank Transfer
+9
100% up to
$1000
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DraftKings Sport
4.
92/100
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Additional DraftKings Sport Payment Methods
Skrill
PayPal
Neteller
Paysafecard
+7
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$1000
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FanDuel Sport
5.
90/100
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Prepaid Card
PayNearMe
PayPal
Play+
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WynnBET
6.
90/100
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Additional WynnBET Payment Methods
Visa
Mastercard
Bet $100 Get $100
+ Bet $10 Get $10 Casino Bonus
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Unibet Sport
7.
89/100
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Additional Unibet Sport Payment Methods
PayNearMe
Skrill
Neteller
Paysafecard
+7
100% up to
$100
Unibet Sport Review US Visit Site
T&Cs apply, 21+
PointsBet
8.
75/100
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Additional PointsBet Payment Methods
Visa
Mastercard
PointsBet Review US Visit Site
T&Cs apply, 21+
Barstool
9.
Rating
Credit Card
Additional Barstool Payment Methods
PayNearMe
PayPal
Play+
Discover
+5
up to
$10 No Deposit
Bally Bet
10.
Rating
Credit Card
Additional Bally Bet Payment Methods
Play+
BankWire
Cash at Casino Cage
ACH
+2
100% up to
$150

Debit Card: Pros & Cons
  • Easy to acquire
  • Safe payents
  • Fast deposits
  • Limited international markets

A simple way to deposit funds for sports betting

Making a deposit for sports betting with debit cards in the USA is extraordinarily simple. All you need is some form of identification and a debit card in your name. Let’s go over the process of making debit card betting deposits, step by step.

Open an account

First, you’ll need to visit your chosen operator’s website, or open up their app, and create an account. You’ll need to supply your name and other information.

Verify Your Identity

Next up, you need to verify your identity. This is where you need your ID as we mentioned above.

Make a deposit with a debit card

After verification, you will be cleared to make your first deposit. Enter your debit card information. The operator should process your payment right away. After you’ve had your fill and want to cash in, making a withdrawal is just as simple.

However, keep in mind that, while there are many betting sites that accept debit cards, there are not many US online casinos that accept debit card withdrawals. You may need to involve a bank account or use a different method to withdraw. You may need to consider US online casinos that accept ApplePay or even those that use Venmo for withdrawals.

Our top betting site comparisons

SI Sportsbook
1.
97/100
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Virginia (US) Lottery Board
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SI Sportsbook Review US
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Highlights
  • All major US sports covered
  • Fast and easy live betting platform
  • Excellent odds
First deposit only | 21+ & located in VA | Promo code as seen| A qualifying bet is $20 or more | Min odds of +120 or more | Free Bet Tokens credited after bet is settled and expire after 7 days | Free Bet stakes not included in winnings | Please Gamble Responsibly – Gambling Problem? VA: CALL 1-888-532-3500 | Full T&C apply
BetRivers.com
2.
95/100
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Credit Card
Virginia (US) Lottery Board
100% up to
$500
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***** Visit Site
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BetMGM
3.
94/100
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Credit Card
Virginia (US) Lottery Board
100% up to
$1000
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***** Visit Site
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  • Market-leading NFL odds
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DraftKings Sport
4.
92/100
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Credit Card
Virginia (US) Lottery Board
20% up to
$1000
DraftKings Sport Sports Bonus
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***** Visit Site
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  • Super sports betting platform
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FanDuel Sport
5.
90/100
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Credit Card
Virginia (US) Lottery Board
$1000 No Sweat First Bet
FanDuel Sport Sports Bonus
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FanDuel Sport Review US
***** Visit Site
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Highlights
  • Quality betting markets
  • Exciting fantasy sports betting
  • Offers live in-play betting

Managing the bankroll – debit card transactions times

Not all payment methods work in the same way. Some payment methods, such as checks, can take several days to clear, whereas other payment methods offer much faster turnarounds. So, how does online sports betting with debit cards in the USA stack up?

On average, online sports betting with debit cards in the USA is one of the fastest ways to go. Processing times can be different for each operator, but that said, most betting sites that use debit cards have instant processing.

Additionally, in the past, gambling using credit card payments commonly incurred fees. Today, the majority of sports betting debit cards in the USA transactions are free from any fees. With instant processing and no fees, sports betting with debit cards in the USA is one of the most attractive payment methods overall.

Getting verified to use your debit card

To make deposits at a US sportsbook that accepts debit cards, you will have to verify your identity. Websites need to do this to comply with the various state regulations. It helps to prevent issues like minors gambling, money laundering, and corruption.

Verifying your identity is a relatively straightforward process at most debit card betting websites. If you’re a US citizen of legal age, you can prove it quite easily. Additionally, operators need to verify that your debit card is valid before trying to charge it.

To verify your debit card, you will need some form of government-issued ID. Once your identity is verified, you’ll have to enter your debit card information. Typically, operators will make a random charge of between a few cents and a dollar.

To verify that the debit card account is truly yours, you check the amount withdrawn. Then, you enter those amounts into the operator’s verification interface. That’s it! Your debit card is now verified, but keep in mind that the process may be slightly different for other operators. Each of the betting sites that accept debit cards usually does things a little differently.

An interesting dip into debit card history

Debit cards are a relatively recent development, an offshoot of the earlier credit card industry. After credit cards introduced the convenience of using a single plastic card for all payments, debit cards soon followed.

Debit cards combined the convenience of a credit card with the interest-free reliability of using your own money. As ATMs became commonplace in the 80s and 90s, debit card usage increased. Today, they’re the most common payment method the world over.

When the internet and eCommerce were in their infancy, credit cards were the main payment method online. People felt safer giving out their credit information than their debit card which was tied to their bank account containing all their hard-earned money. Soon, though, online credit card fraud became rampant.

Many people saw their credit scores ruined by such fraud. Today, people are wearier about giving out their credit card information. Furthermore, increased security from banks has made people feel more comfortable using their debit card details online.

Today, finding a US sportsbook that accepts debit cards where you can engage in online betting with debit cards is quite easy. There are literally hundreds of betting sites that accept debit cards. It’s become one of the fastest, safest and most popular payment methods available online.

How do debit card deposits compare to other payment options?

Fast, safe and simple, debit cards make online payments effortless. There’s a reason they’re among the top payment methods worldwide for online transactions. Debit cards are incredibly easy to get a hold of.

Virtually anyone of age can walk into a bank and walk out within minutes, debit card in hand. Unlike gambling using Visa credit cards, debit cards can’t get you into debt. You can only spend your own money, which makes managing credit lines completely unnecessary. US online casinos that accept MasterCard debit cards keep life uncomplicated.

Mastercard VISA Paysafecard
Average deposit time Immediately Almost instantly Up to 5 business days
Average withdrawal time 2-5 business days 2-5 business days Processed within 24 hours

Still, not everyone is keen on debit card payments. First off, there are credit cards, with a number of pros and cons. Using your credit card builds your credit, as long as you pay it off promptly. It also exposes you to credit card fraud, which can wreck that same credit score.

Using debit cards protects your credit, but if your card is compromised, it’s your bank account that takes the hit. Furthermore, sometimes a US sportsbook that accepts debit cards won’t allow you to withdraw using your debit card.

What other deposit payment methods are there?

If you are new to sports betting with debit cards in the USA, or online payments in general, you probably have some doubts. People often wonder if online betting with debit cards is truly safe and legit. The answer is yes, sports betting with debit cards in the USA is safe! However, you need to be mindful of basic security.

Most operators offer a range of payment methods, each with several layers of security for every transaction. Information is encrypted at every stage of the process, ensuring your financial details are secure.

To further ease your concerns, many popular payment methods, like online betting with ApplePay and PayPal, as well as some credit cards, have excellent payment dispute systems. Some users prefer alternative methods due to the ease of disputing fraudulent charges.

As for debit cards, the ease of the process depends on the particular issuing bank’s policies. All that being said, you must always make sure you are dealing with licensed, legitimate operators. Never deposit real money with offshore or unregulated gambling operations.

Your most asked debit card questions & answers

Finding a US sportsbook that accepts debit cards isn’t the end of your quest and many gamblers seeking to play with their debit cards have similar questions. The following are some of the most common queries about online betting with debit cards.

That depends on the operator, but yes, a select few operators insist players use the same deposit and withdrawal method. Those operators typically are not betting sites that accept debit cards.

If such operators do accept deposits for sports betting with debit cards in the USA, they will also accept withdrawals. However, other operators have no such requirement. Many US sportsbooks that accept debit cards actually require a secondary payment method for withdrawals.

US sportsbooks that accept debit cards will sometimes block user accounts. This typically happens to sports betting debit cards USA players who set off alarms due to suspicious activity. However, unless you’ve been up to any shady business, it’s normally just a routine process. For example, maybe you logged in from an unrecognized computer or attempted to make a suspicious withdrawal.

Unusual account activity or possible Terms and Conditions violations are the primary reasons for account blocks. Whatever the case may be, if your account has been blocked, you need to get in touch with customer support.

When you find a US sportsbook that accepts debit cards, you’ll likely be offered sign-up offers or bonuses. Most operators out there use bonuses as a way to draw in new players. Many deposit bonuses are available for all payment methods.

A few operators, though, have special bonuses for specific payment methods. These sometimes include debit cards, which is a nice perk if that’s your preferred payment method. However, other operators restrict bonuses to specific payment methods, sometimes leaving out debit cards.

Generally speaking, that depends on your bank and credit card company. Different banks and credit card companies issue debit or credit cards under different terms. Ultimately, it comes down to which organization you’d rather deal with when facing a hypothetical fraudulent charge.

For some people, credit card companies have the best infrastructure to deal with stolen identity issues. Other players find that their banks have additional layers of security, like two-factor authentication, that make them feel more secure.

That’s a question with a multi-part answer! Years ago, payment method processing speeds could vary wildly, and picking the fastest methods made a real difference. Today, the majority of payment methods at most gambling operators have instant processing speeds.

That means that betting sites that accept debit cards will process deposits just as fast as a US sportsbook that accepts PayPal or ACH deposits. Fees have similarly disappeared over time, and most payment methods come at no cost to you. It’s a great time for sports betting with debit cards in the USA.

Further, every US sportsbook that accepts debit cards will accept at least half a dozen other payment methods. Betting sites deposit options abound for the modern gambler!

Claim a bonus with your initial debit card deposit

One of the main reasons people choose a particular sportsbook operator over another is payment method availability. Another major draw that influences operator selection are the bonuses.

Every operator has bonuses, from free bets to free cash, deposit matching and boosted betting odds, operators are eager to lure in new business. They compete for every single player, hard, and bonuses go all the way up to the hundreds of dollars.

However, not every bonus out there is available to US sports bettors using debit cards. Several bonuses are restricted to other payment methods, such as bank wires, online bill pay or e-wallets.

If you sign up for MasterCard betting sites chasing a bonus, make sure to check the terms and conditions. You don’t want to waste your time (and money) going after a bonus that you’re not eligible for.

[provider-bonus section=”sport”]

Can I use a prepaid debit card?

We’ve discussed how debit cards and sportsbook bonuses don’t always play nice. However, with some operators, the opposite is true. Debit cards are sometimes the preferred form of payment, and are required to cash in on some bonuses.

In those cases, players without debit cards are straight out of luck. Or are they? Enter prepaid debit cards. A prepaid debit card has a set amount of money, paid for at purchase. You can swipe it anywhere you can swipe a regular debit card, until you’ve spent all the funds.

At this point, you can reload your prepaid debit card, either online or at participating retail stores and banks. Prepaid debit cards are an excellent way to control how much you spend on gambling, too. As they’re not tied to your bank account, you can only spend what you load onto it.

Prepaid debit cards also allow players without regular debit cards to cash in on debit-exclusive promotions and bonuses. It’s a great solution for many players having trouble getting their hands on a debit card, or controlling their spending.

Looking for a different payment method? Check these out

If you’ve decided that sports betting with debit cards in the USA is simply not your thing, there are countless alternatives. The following are some of the most popular alternatives.

  • Credit card payments, such as online betting with Visa or American Express
    gambling with PayPal
  • Online bank transfers through the ACH system
  • Online bank transfers through the Online Bill Pay system
  • Online or offline bank wires. Some betting sites have pay by mobile as an option as well
  • Online bank payment through eChecks
  • Physical checks through the mail
  • Prepaid cards, such as the Play+ card system and betting with the PaySafe Card
  • With cash at participating retail stores, such as the PayNearMe system or betting sites that accept Venmo
  • With cash at the casino, sportsbook or racetrack cage.

Alternative payent methods

BetRivers.com
1.
95/100
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PayPal
Virginia (US) Lottery Board
100% up to
$500
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***** Visit Site
T&Cs apply, 21+
Highlights
  • Wide market range
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BetMGM
2.
94/100
Rating
PayPal
Virginia (US) Lottery Board
100% up to
$1000
BetMGM Sports Bonus
100% up to $1000
BetMGM Review US
***** Visit Site
T&Cs apply, 21+
Highlights
  • Market-leading NFL odds
  • Top mobile sport betting app
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DraftKings Sport
3.
92/100
Rating
PayPal
Virginia (US) Lottery Board
20% up to
$1000
DraftKings Sport Sports Bonus
20% up to $1000
DraftKings Sport Review US
***** Visit Site
T&Cs apply, 21+
Highlights
  • Super sports betting platform
  • Top coverage of all major sports
  • Legendary fantasy betting service
FanDuel Sport
4.
90/100
Rating
PayPal
Virginia (US) Lottery Board
$1000 No Sweat First Bet
FanDuel Sport Sports Bonus
$1000 No Sweat First Bet
FanDuel Sport Review US
***** Visit Site
T&Cs apply, 21+
Highlights
  • Quality betting markets
  • Exciting fantasy sports betting
  • Offers live in-play betting
Unibet Sport
5.
89/100
Rating
PayPal
Virginia (US) Lottery Board
100% up to
$100
Unibet Sport Sports Bonus
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Unibet Sport Review US
***** Visit Site
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Highlights
  • Reputable operator
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Conclusion – as easy as pie

In conclusion, online betting with debit cards is now easier than ever before. Long gone are the days of credit card exclusive online casinos and sportsbooks. Today almost all betting sites accept debit cards and there are many online casinos with quick withdrawal options.

It’s a brave new world for debit card sports betting. Exclusive bonuses and promotions entice players to try their luck at different operators. Convenient, streamlined payment platforms make swiping your card online a quick and painless process.

Payment processing for debit card payments is immediate and hassle-free. Online banking security is at its peak, and never in history has betting with your debit card been so universally accepted.

So, get going, while the getting is good! Sign up for a solid US sportsbook that accepts debit cards, make your first deposit, and start betting!

SI Sportsbook
1.
97/100
Rating
Credit Card
Virginia (US) Lottery Board
BET $20 GET $200 IN FREE BETS
SI Sportsbook Sports Bonus
BET $20 GET $200 IN FREE BETS
SI Sportsbook Review US
***** Visit Site
T&Cs apply, 21+
Highlights
  • All major US sports covered
  • Fast and easy live betting platform
  • Excellent odds
First deposit only | 21+ & located in VA | Promo code as seen| A qualifying bet is $20 or more | Min odds of +120 or more | Free Bet Tokens credited after bet is settled and expire after 7 days | Free Bet stakes not included in winnings | Please Gamble Responsibly – Gambling Problem? VA: CALL 1-888-532-3500 | Full T&C apply
BetRivers.com
2.
95/100
Rating
Credit Card
Virginia (US) Lottery Board
100% up to
$500
BetRivers.com Sports Bonus
100% up to $500
BetRivers.com Review US
***** Visit Site
T&Cs apply, 21+
Highlights
  • Wide market range
  • Great live streaming coverage
  • Responsive sportsbook platform
BetMGM
3.
94/100
Rating
Credit Card
Virginia (US) Lottery Board
100% up to
$1000
BetMGM Sports Bonus
100% up to $1000
BetMGM Review US
***** Visit Site
T&Cs apply, 21+
Highlights
  • Market-leading NFL odds
  • Top mobile sport betting app
  • Established name brand
DraftKings Sport
4.
92/100
Rating
Credit Card
Virginia (US) Lottery Board
20% up to
$1000
DraftKings Sport Sports Bonus
20% up to $1000
DraftKings Sport Review US
***** Visit Site
T&Cs apply, 21+
Highlights
  • Super sports betting platform
  • Top coverage of all major sports
  • Legendary fantasy betting service
FanDuel Sport
5.
90/100
Rating
Credit Card
Virginia (US) Lottery Board
$1000 No Sweat First Bet
FanDuel Sport Sports Bonus
$1000 No Sweat First Bet
FanDuel Sport Review US
***** Visit Site
T&Cs apply, 21+
Highlights
  • Quality betting markets
  • Exciting fantasy sports betting
  • Offers live in-play betting

Best US sportsbooks with debit card FAQ

There are so many different ways to bet in the US but what if you want to keep it simple? Instead of playing with e-Wallets and having a ton of additional accounts, it’s worth checking out if you can just bet with your debit card. We’ve got that covered right here!

If you just want to jump straight into your bets and get started without doing a whole load of research into different payment methods, knowing which providers allow you to bet just with your debit card is going to give you the edge. We’ve got the only breakdown you really need right here!

It’s all well and good signing up for a new sportsbook but knowing if it’s going to be nice and simple or a little more complex is going to make a difference. Follow our step by step guide about how to bet with debits cards right here!

 

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Players must be 21 years of age or older or reach the minimum age for gambling in their respective state and located in jurisdictions where online gambling is legal. Please play responsibly. Bet with your head, not over it. If you or someone you know has a gambling problem, and wants help, call or visit: (a) the Council on Compulsive Gambling of New Jersey at 1-800-Gambler or www.800gambler.org; or (b) Gamblers Anonymous at 855-2-CALL-GA or www.gamblersanonymous.org.

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